I am trying to sell my mortgage note, how come the quotes are so low?

THE FOLLOWING IS A RECORDED PHONE CALL I RECENTLY HAD:
THIS IS HOW THE CONVERSATION WENT:

Me:  Hello.

Caller:  "I have a mortgage note that I am receiving payments on.  I needed to sell the place really fast, so I gave the buyer a great deal both on the price of the house and on the note.

To help induce a quick sale I offered to carry the note at only 3% interest for 30 years. 

Now, after I have received 6 payments (I wanted to season the note), I need to sell the note to generate cash for my other real estate ventures.

All the note buyers are giving me these "lowball" quotes to buy my note.  What gives?  I think all you note buyers are just trying to steal my note because you know I need the money. 

I am just going to walk down to my local bank and get a quick loan against this mortgage note. The banks need good business these days.  Heck to all you "lowball" note buyer people...

Click.

End of conversation. 

The caller had whipped himself into such a frenzy he hung up.

All I said was, "hello."

Are all note buyers trying to "steal" the real estate notes that are presented to them?

Answer:  Yes.  Whoops, No? I mean maybe?  What?  Do I have to answer?  What was the question again? No? Final answer:  no.